Description
**The Mortgage Loan Originator position has a high earning potential. We are offering a base salary with monthly commissions. Candidates must have a minimum of 1 year of real estate loan origination or a minimum of at least two years direct experience in mortgage lending relating to processing, underwriting and/or closing**
Dort Financial Credit Union is looking for team members who will execute our mission: Enrich people's lives: members, employees, communities; to help achieve our vision: To be the leader in our industry by providing quality financial services, developing an empowered and diverse team, and making our communities a better place to live. Dort Financial Credit Union upholds a culture of excellence with opportunities of engagement and advancement for our team members. We abide by our core values of Empowerment, Accountability, Transparency, Collaboration, and Volunteerism each day, and have a strong focus in community involvement.
We offer a competitive benefits package immediately upon hire including medical, dental, and vision insurance; Life/AD&D and Disability Insurance, Supplemental Life insurance for employee/spouse/dependent; HSA and FSA plans; and tuition reimbursement for full-time team members. LegalShield, Pet Benefits, Employee Assistance Program, Telemedicine. We also offer a matching 401 (k) including a safe harbor, a referral bonus program, and paid time off including holidays.
Come join our team. Apply today!
Purpose of Position: Under the direction of the Manager of Real Estate Lending, is responsible for developing new business and maintaining a rapport with current and perspective members, structuring a product to fit the member’s needs, and closing of mortgage loans.
Requirements
Minimum Formal Education: Associate’s Degree (A.A) in Finance, Business, or Economics preferred; or combination of education and relevant work experience.
Knowledge and Experience:
Minimum three (3) years of real estate loan originations; or minimum of at least five years of direct experience in all facets of mortgage lending and knowledge of secondary market requirements.
Knowledge of FNMA, FHA, MSHDA, & USDA Guidelines with the use of DU technology.
Proven track record in working with all levels of mortgage lending (Processing, underwriting, closing, etc.).
Other Requirements:
Must be bondable
Formal credit training.
Ability to process a mortgage file when necessary.
Strong oral and communication skills.
Sound judgment.
PC proficiency, especially in Microsoft Excel, Word, and Outlook.
Possess a strong and competitive sales drive.
Keeps informed of trends and developments in the local real estate markets, as well as the changing rules and regulations pertaining to both private and government. insured mortgages.
Ability to interact with individuals at all income levels and peers in a professional manner.
